Frequently Asked Questions

  1. How fast will I get loan approval?

    The amount of time it will take to receive the loan funds in your bank account can vary, depending on the specific lender you choose. In many cases you can have access to the loan proceeds in minutes. Instant loan approval and transfer means you do not have to wait for the cash you need now.

  2. What fees will I pay for a loan?

    There is never any fee charged to use the Instant Payday Loan lender search service. When you accept a loan from one of our associated lenders there may be fees and costs charged by the lender, but never by our website. These fees can vary greatly from one lender to the next.

  3. Is approval guaranteed?

    No. It is possible to be turned down for a loan by all of the lenders in our network and it is not possible to guarantee a loan will be given. In certain situations it may not be possible to get a payday loan from any lender. This can include being in bankruptcy, or owing certain types of financial debts to financial institutions.

  4. How long does it take to get the money?

    You can have the money that you need as soon as 1 hour of being approved for a payday loan, but some lenders can around 24 hours.

  5. What verifications will I need to provide?

    Usually you will not need to provide any verification. Thanks to the Internet and electronic databases it is normally possible to have your application information verified without the need for you to provide any documentation at all. But some lenders might ask you to provide your pay stubs and other documentation required to verify the information you submitted in the application.